‘Experience is a good school. But the fees are high.’ – Heinrich Heine   Today, like many parents across Nigeria, I took my kids to school to resume a new academic year. Many kids are changing ‘level’ o!  I marveled that my kids no longer cry as I took them to their new classrooms, to meetRead more about School fees & September![…]

Investment and Emergencies come at a price ooo.   As I have been given permission to share, I thought it a good time to let you know the relationship between emergencies and investment.   There is this client who had a one-on-one Invest for Wealth Action Plan Consultation with me sometime last year, and she wasRead more about Investments & Emergencies[…]

What exactly is an emergency? The Merriam Webster dictionary defines it as, ‘an unforeseen combination of circumstances or the resulting state that calls for immediate action’ or 
’an urgent need for assistance or relief’. So we can paraphrase and as emergencies are unforeseen situation demanding your immediate attention and action.   Think about that forRead more about Emergency & Cushion Funds[…]

It might seem like a good idea to borrow and invest, but it is STRONGLY NOT ADVISED. Remember, with investments, there is the risk of losing your money, depending on the type of investment. The investments with minimum risks are typically the government-backed instruments such as treasury bills and bonds. Most others have some elementRead more about Should I borrow to INVEST?[…]

My income was a big problem for me, which is what most people think. Only, the real problem was slightly less obvious to me, and maybe to you too. My income made me feel comfortable, it made me feel safe and secure. Truth is, I really was not safe and secure. Comfortable yes, but not safeRead more about The Problem with your Money is your Income![…]