INVEST IN REAL ESTATE THIS 2019!

 You must invest in real estate this year. If not now, then when?

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Real Estate can be a part of your wealth-building strategy, whatever the amount you have right now.


However, the more obvious option is to buy into real estate with a lump sum money and buy in millions of Naira that most people cannot afford. 


Another alternative is taking out a mortgage after depositing anywhere from 20-40% as your equity contribution which can be a herculean task..


But if you have N50,000, how can you too be an investor in real estate?


We have created a R.E.I.C, where you can put money away while still earning above-savings rate interest as you collaborate with others to buy real estate in your name! How so?


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REAL ESTATE INVESTMENT CLUB [R.E.I.C]!

The first is our very own I4W Real Estate Investment Club, where we save money together at interest rates as high as 10%*** per annum with a goal that our members buy at least, one plot of land every year.


Our research shows that people who do not have millions at once may struggle to become property owners because they cannot provide the funds required to either make down payment or part payment.


Other times, you may consider the option for installment payments over a 3, 6 or 12-month period (this is also available) but if your income is irregular, this might be an option you find comfortable to engage in; as you prefer to 'pay' as you have it.


We created a solution to help you put money away in a TARGET-LOCK* account, so you put the funds with a verified 3rd party [Piggy Bank] while earning above the typical bank interest rate. At the end of every 6 month cycle, our goal is to get our members who have put away enough funds, to buy a plot of land at a discounted rate, by leveraging the number of interested members in the real estate club.


The money you contribute will be managed by you, but  viewed by all members, allowing people to be motivated and accountable to each other in their quest to become real estate owners. 


The goal is to get you saving and investing so you can buy a plot of land as an individual but our target for 2019 is to get at least 500 people to purchase a plot of land each, which will cost no more than N1,000,000 per each plot.  Is that you?


This is a project-based investment club, as we have the annual project of raising funds to buy into real estate.

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Note:

***10% is the prevailing interest rate on offer, at this time and is subject to change.

*TARGET-LOCK account is defined in the FAQ section, at the bottom of this page.

Benefits of joining the Real Estate Investment Club

you Invest in Real Estate with Whatever amount you have

You Money is safe while being inaccessible to you

You get Group discount on Price when you buy

You Save To Invest And Get Up To 10%* Interest Per Annum

You Have Access To Professional Real Estate Guidance

You do not Invest alone and share your risk with other people

You Add Money At Your Convenience To Achieve The Goal

You are motivated and accountable to Others.

You Learn How to Invest in Real Estate for your next Project

How it works


Over every 6 months of the year, we begin a cycle of saving and investing our funds up until we have collected the amount required to get a discount to buy into a plot of land in Lagos, Nigeria.

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The money you save will be operated by you BUT with a 3rd party that will not allow you to access your funds more than once in the 6 month period, or you will be penalized at 5%. This is to discourage you from taking the funds out earlier than the agreed target date of investing in real estate, which is what happens in a savings account in the bank.

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At the end of the 6month, those who have been able to save the amount needed will collectively purchase into the real estate opportunity at the time.


Those who do not have the full funds at the time, have the option to opt out or roll over their funds till they have saved the amount required.

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While saving, your money will earn above savings rate interest provided by the bank, which is an additional incentive to save with others on this platform.

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Once you sign up, we take you through the steps to make your first deposit in any amount you are comfortable and share details about investing in real estate. We will have a real estate surveyor explain and guide us through the process with each batch for the year.

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Remember, your money is still yours. if you decide not to buy the plot(s) of land for any reason, you can withdraw your money though we would be sad to see you miss this opportunity to be a real estate investor.


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CAVEAT: 

Real Estate Investing is for you if​ 


  • You have 'invested' in real estate before and lost your money
  • You are interested in working with professionals making your money work for you.
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    You are able to meet monthly or annual payments required in the society/club.
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    You want to learn about real estate from a collaborative standpoint. 
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    You do not have a lot of money but want to start where you are and invest in real estate/.
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    You want to stop buying liabilities and start buying assets.
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    You want to be a savvy investor.

Real Estate Investing is not for you if​

  • You are not ready to take responsibility and be accountable for your financial success or failure and are waiting for government, family and friends to 'help you'.
  • You are not open minded to a new way of managing your finances, so you can save and invest.
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    You are not able to commit to making frequent deposits towards the goal of investing in real estate but prefer to buy liabilites-that take money from you.


F​​​​​aq

What is a TARGET-LOCK account?

Do we meet online or offline? 

Will I need to pay an initial registration?

Will I be able to invest immediately?

What if I want to invest with my spouse or friend?

What if I change my mind and want to leave?

Can I invite people to join?

© 2019 Tolu Dima-Okojie. All rights reserved